The Aviation industry has become increasingly complex with advances in technology, training and safety.

These challenges include financial, operational and terrorism concerns. To help protect you from unnecessary risk, our teams of aviation experts identify and adapt strategies to accommodate the demands, conditions and continual shifts within your organization and the aviation sector overall.

Transport and Logistics

Transportation is the backbone of  our economy, but as the industry grows, so does risk.

We understand the complex needs and unique risks facing companies in this fast-moving, ever-changing niche. Our team of highly skilled professionals specializes in providing insurance and surety programs for:

  • Regional Logistics Companies
  • Freight Brokers
  • Freight Forwarders
  • Customs Brokers
  • Motor Carriers
  • Warehouses

Shipping Industry

Maritime insurance was the earliest well-developed kind of insurance, with origins in the Greek and Roman maritime loan. Separate marine insurance contracts were developed I n Genoa and other Italian cities in the fourteenth century and spread to northern Europe. Tanzania operates various types of ocean and lake going vessels.

Pan oceanic provide marine hull and machinery insurance for all types of ships and vessels and their equipment, including:

  • Container ships
  • Oil & gas tankers
  • Bulk carriers
  • Passenger vessels
  • Fishing vessels
  • Tugs and barges
  • Towboats
  • Offshore energy support vessels
  • Yachts, mega-yachts and pleasure craft


Construction and Engineering : Housing sector and increased activity in infrastructure development such as construction of city roads and regional highways connecting upcountry with Dar es salaam ,Mwanza, Arusha and other parts of Tanzania, the construction industry has outpaced itself. The size of the construction industry in Tanzania accounts for more than 10% of GDP. More than 9% of the population is employed in construction and it is seen to be among the emerging sectors.

The risks associated with this industry are complex and onerous. Pan Oceanic Insurance Brokers Ltd have specialists who design a range of insurance solutions for contractors, owners, project managers, architects, engineers and consultants.
Cover can be taken for

  • Material damage to construction works, contractors plant and machinery
  • Third Party liability
  • Workmen’s compensation
  • Defective design, materials and workmanship
  • Transit Risks
  • Loss of profits

Tourism and Hospitality

Tanzania is one of the countries in the world endowed with a good number of tourist attractions varying from historical sites

  • Amboni and other different caves
  • Gombe game reserve in Kigoma region with Chimpanzees,
  • Bagamoyo and Kilwa towns and Zanzibar - stone town and land of spices
  • National parks (Manyara, Serengeti, Mikumi, Seleous, Ngorongoro) and many game reserves flowered by different kinds of animals and birds.
  • Existing mountains like mount Meru, Oldonyo Lengai, an active volcanic mountain and Kilimanjaro which is the highest mountain in Africa
  • Ngorongoro crater and Olduvai Gouge which is believed to be the first origin of mankind.

There are challenges and risks associated with this sector and We welcome the challenge of keeping your assets, your properties, your employees and your customers safe.

 Pan oceanic we offer specialized risk management and insurance programs for:

  • Hotels/resorts/golf courses
  • Travel cover
  • Franchise restaurants
  • Quick service restaurants (QSRs)
  • Delivery operations
  • Food trucks
  • Fine dining restaurants
  • Family style restaurants
  • Bars
  • Caterers


Agriculture is among important sectors of the Tanzanian economy.  It provides three quarters of merchandise exports, contributes about 95% of the country’s food demand, 26.8% of GDP, and 30.9% of foreign currency and provides employment to over 75% of Tanzanians.  Government budget allocation to agriculture has been increasing annually which is at 7% of the national budget which is expected to be 10% by year 2015.

There are a number of risks associated with this sector which have hampered the farmers progress.

Poor rural people in Tanzania are vulnerable to a range of risks and constraints that impede their socio-economic development. Weather risk, in particular, is pervasive in agriculture. Weather shocks can trap farmers and households in poverty, but the risk of shocks also limits the willingness of farmers to invest in measures that might increase their productivity and improve their economic situation.

Agricultural insurance, including livestock, fisheries and forestry, is especially geared to covering losses from adverse weather and similar events beyond the control of farmers. It is one of the most quoted tools for managing risks associated with farming.

Pan oceanic can help our farmers manage their risks by arranging suitable coverage to reduce the financial burden of farmers.


From academies and vocational training establishments through to colleges, higher education establishments and universities- we have a expertise in providing insurance and risk management advice to the education sector.

Learn more education arena covered include:

  • independent schools
  • academies
  • colleges
  • vocational training establishments
  • foundation and community schools
  • language schools
  • universities and other higher education institutions.

Entertainment & Media

Wasanii Solution:

Whether you’re filming, producing content, media or a live event, or you’re on tour or recording an album, we have you covered with specialized insurance coverage and global risk programs for individual artists and athletes, production companies, media companies and professionals in the entertainment and media industry.

Wherever business takes you, Pan oceanic  has you covered.

Financial institutions

This industry faces unique challenges that require a team of experienced professionals equipped to assist clients with the complex risk management issues they face.

Our product line offering includes:

  • Banker's Blanket Bonds
  • Card Enhancement Products
  • Computer Crime
  • Credit Cards
  • Professional Indemnity

Mining , Energy & Gas

Tanzania is poised to be one of the mining giants of Africa, owing to its mineral resources endowment. Tanzania the third largest gold producer in Africa.

Other abundant, but so far not fully tapped, indigenous energy sources which could be harnessed to meet the growing energy requirements include; hydropower, coal, natural gas, uranium, solar, wind, and geothermal energy. Hydropower potential is estimated at 4.7 GW, coal reserves are estimated at about 1,200 million tones, of which 304 million tones are proven. Natural gas is estimated at 45 billion cubic metres of proven reserves..

Pan Oceanic with our International partners  take full advantage of Gas and Oil Economy by handling gas and oil insurance accounts as per local content policy.


Most people enjoy playing or watching a range of sports. A huge industry employing millions of people and generating massive revenues, the world of sport encompasses the most high profile clubs, personalities and events right through to amateurs playing for their local team

Through our extensive market relationships with experienced insurers ,we can provide insurance and risk management solutions for:

  • professional and amateur sports clubs
  • leagues and associations
  • sports governing bodies
  • individual sporting professionals and agents.

Real Estate

There’s a lot more to real estate risk management than property insurance. From vandalism and theft; to fire and severe weather; to pest infestation, contractual disputes and Fair Housing lawsuits, there are many issues to contend with. If you’re a real estate developer, the list is even longer.

Whatever your connection to real estate, you need to make sure your properties and your assets are protected. Whether you need to insure a single building or an entire portfolio of real estate investments, Pan oceanic Insurance Brokers has a solution to help you control your total cost of risk